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FTMO vs Funding Pips: an honest, facts-only comparison

By Prop Firm Atlas Editorial Team · Last updated 23 June 2026

FTMO (founded 2015, FTMO s.r.o., Prague) owns the regulated broker OANDA and can still offer MT5 to US traders. Funding Pips (founded 2022, Dubai) is a newer CFD firm that featured in a notable MetaQuotes US-access case — a reminder that CFD prop firms depend on platform vendors they do not control. Neither funded-account product is a licensed investment, and an evaluation fee is at risk with either. We publish no profit split, fee or rating until verified.

FTMO vs Funding Pips: the verified facts

FTMO Founded 2015
Entity & regulation
FTMO s.r.o. (Czech Republic)Owns OANDA, a regulated broker (acquired 2024)
account-sizes
profit-split
Funding Pips Founded 2022
Entity & regulation
Headquartered in Dubai, United Arab Emirates
account-sizes
profit-split

Only fields we can verify (entity registration, confirmed details, founding year) are shown.

How do they compare on the facts?

The decisive verifiable differences are track record, entity structure and platform control. FTMO has operated since 2015, is registered in the Czech Republic (FTMO s.r.o., VAT CZ699005540), and owns a regulated broker — OANDA — which it acquired in 2024. Funding Pips has operated since 2022 from Dubai and is CFD-focused, which ties its platform availability to third-party providers such as MetaQuotes.

That platform dependence is not abstract for Funding Pips: it featured in a notable case over MetaQuotes access for US clients. The table below shows only fields we can confirm; we publish no profit splits, fees or payout figures for either firm — read those on each firm's own site, along with the rules that can void a payout.

Who suits whom?

FTMO suits a trader who prioritises the longest track record and platform continuity, or who needs MT5 US access. Funding Pips suits a trader comfortable with a newer Dubai-based CFD firm who has confirmed current platform availability and US eligibility first. Neither product is regulated or protected; weigh continuity risk and the payout rules over any headline figure.

Frequently asked questions

Which is safer, FTMO or Funding Pips?

Neither funded-account product is a licensed or regulated investment, so neither is 'safe' in a regulated sense; an evaluation fee is at risk with either. FTMO has the longer track record (since 2015) and owns a regulated broker, which lowers — but does not remove — counterparty risk. Funding Pips is newer and CFD-platform-dependent. Do your own due diligence.

Can US traders use FTMO or Funding Pips?

FTMO can still offer MT5 to US traders via its OANDA acquisition. Funding Pips is CFD-focused and featured in a MetaQuotes US-access case, so US access is less certain. After MetaQuotes withdrew MT4/MT5 from most prop firms in 2024, confirm current US eligibility on each firm's own site before signing up.

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